How to handle your money if you know youre getting fired - TheJobNetwork

How to handle your money if you know youre getting fired - TheJobNetworkSometimes firings or layoffs come out of the blueyou go into work one morning, thinking everything is fine, and thenblammo. Other times, you kinda know its coming. Maybe things arent going so well with your company or your industry, making layoffs a painful inevitability. Or maybe things just havent been going well for you personally, and you know its just a matter of time. Whatever the case may be, if you can binnensee the writing on the wall and you want to make sure youre preparing yourself, how do you tackle your immediate financial future? googletag.cmd.push(function() googletag.display(div-gpt-ad-1467144145037-0) ) Dont make huge purchases if you can avoid it.If youre thinking of buying a house, investing in a friends startup, getting a new car, or whatever, reconsider your timeline. If you lose your job tomorrow and have to spend months on a job hunt, will you be able to afford this big extra expense? If this is something you can put off for at least a few months while you regroup professionally and financially, defer the investment.Know your states unemployment policies.Knowing what youre going to get, unemployment-wise, will help you stay on top of your bills in the aftermath of getting fired.Come up with several different budgets.You probably already have some kind of a general budget in your life, but this is a crisis budget. Identify absolute necessities (like food, utilities, rent/mortgage), and make sure you have enough money to cover those first. The fruchtwein important thing in your crisis budget is being realistic.Its also helpful to come up with a few different scenarios for your budgets. For example, Budget A is the on you use if youre unemployed for two months, with severance and unemployment. Budget B is the one where youre unemployed for six months or longer, with severance and unemployment. Budget C can be the wildcard, if youre unemployed longer, or dont have sever ance or unemployment. If the axe hasnt fallen yet, its important to consider all the different scenarios you might be facing, and plan accordingly to make sure your bills are covered.Get rid of unnecessary expenses and bills.Think about what you actually need in your life, and what are the nice to haves. Do you need cable, or could you get by for a few months with some kind of Netflix + Hulu combo? Do you go out to dinner or do takeout several times a week, when you could just as easily cook? Its time to put serious thought into the costs that can be reduced or canceled.See if you can modify your bill payments.Some of your bills are likely non-negotiable, like electricity or food. Others may allow you to modify your payments based on financial hardship, like student loans. For any bills youre currently paying, its worth the research to see if you can modify your payments on a short-term basis, if possible.Dont panic and stop paying bills.The instinct can be to stop and hoard all the money, because the future is uncertain. And while you may be able to ride out the short-term pain of being late on bills, youre seriously endangering the financial health of Future You. If you can make payments on schedule, do. You want to avoid future repercussions for your credit and finances if at all possible.Getting fired is traumatic and scary, but even if you know its coming, its essential to keep calm and prioritize your personal finances so that you can help yourself get back on track (or stay on track) as quickly as possible.

Social Work Resume Objective

Social Work Resume Objective Social work resume objective examplesAs a social worker, you know the inherent value of communication, and your job application materials should reflect that. Resume objectives are becoming less common on resumes in favor ofcareer summaries, however, its often in your best interest to create asocial work resume objective to clearly convey your skills and experiences. If youre having a tough time figuring out an objective, these examples can help you.Creating a social work resume objectiveBefore you begin the task of writing your resume objective, you need to narrow down your exact expertise forsocial work jobs, whether its with youth in foster care, troubled teenagers, or the elderly. This helps employers figure out where youd be the best fit in their company and why. Also, make sure you have a basic idea of the job responsibilities and duties of the location, as it makes writing your social work resume objective much easier.Entry-level and experienced so cial work resume objective samplesAnentry-level position in social work is typically the first one that youll get right out of college. It may notlage require a specific expertise or a Masters degree, but youll want to know exactly the age, social standing, and other pertinent information of your clients to write a more specific objective.Writing a resume objective for a specific type of social work, due to years on the job, is simpler than a more generalized one because you have accumulated more experience in one area and its easy to stay specific and to the point. Here are some examples of each.Seeking a position as a school social worker at Company X to apply my university education, and listening and problem solving skills.To obtain a position as a social worker at Company X to help aid children and adults in low-income areas.To earn a position at Company X that enables me to work first-hand with the underprivileged youth of the community.Looking for a position as a social worke r at Company X to apply my years of experience in clinical psychology to help the mentally disabled and their families.Professional with expertise in hospice care and social work seeks employment at Company X to help maintain a healthy environment for patients and their families to help them cope with their situation.To use my knowledge of psychology and sociology to improve the lives of clients by offering them peace of mind and solutions to any type of condition, either mentalor physical, that ails them.